Issuing a County Court Claim

In our experience 94% of debts are paid upon receipt of our letters and follow up telephone chasing service, thus avoiding the need to litigate at all.

Even if legal proceedings are required, we will issue those for you at Northampton CCMCC, which is where all County Court Claims are centrally lodged.

Entering Judgment

The Defendant has 14 days following service of the Claim Form on them to do one of several things:-

Admit the debt and pay in full

Admit the debt and offer to pay by instalments

Acknowledge the Claim Form extending the time for filing a defence to 28 days following the date of service of the Claim Form

File a Defence – to all or part of the Claim

All of the above eventualities can be dealt with by Veritas Legal on your behalf.

Enforcing Judgment

At each and every stage of the recovery process, we have been reminding your debtor of the existence of your debt and requesting its early settlement.

Even though you have now entered Judgment this in itself is no guarantee of you getting paid. Whilst it is one step closer to achieving that goal, it is now necessary to make an informed decision as to how best to secure payment.

There are several options available, which are summarised below. More information can be found at the HM Courts Service website.

Instructing a County Court bailiff under a Warrant of Execution to remove goods.

Instructing a High Court Enforcement Officer under a Writ of Fi-Fa (debts over £600).

Taking a Charging Order over an asset owned by the Defendant.

Freezing a bank account in the Defendant’s name to obtain a Third Party Debt Order.

Stopping money from the Defendant’s wages under an Attachment of Earnings Order.

Whilst not an enforcement process as such, you can also apply to the Court for an Order to Obtain Information, which will give you more information about the Defendant and how best to enforce Judgment after their financial means have been subject to an examination by an Officer of the County Court.

If you already hold a Judgment against someone and it is no more than 6 years old, please contact us and we will take action on your behalf.

Call Veritas Legal Debt Recovery Services on Exeter 01392 498686 or Torquay 01803 617077
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